AXA Smart Helper Insurance
Life is busy in Hong Kong, and while hiring a helper makes complete sense for your family, it also comes with obligations. Be a responsible and caring employer with our accidental and medical protection plan for your helper that provides the security and peace of mind to make your home a happy one
Instant medical benefit with no excess Ample allowance with no excess, covering the medical cost for your helper in case of unforeseen accidents and illnesses, including vital coverage for outpatient, inpatient, day surgery as well as dental expenses What’s more, we have waived the waiting period so your helper’s medical benefit will take effect with the policy without having to wait a single day
Covering cancer, and allowing for top up While our caring medical benefit covers cancer and critical illness, you may choose to top up the allowance for specific diseases, by adding supplementary medical (critical illness) benefits
Subsidy to replace your helper Market leading coverage for extra expense to hire, due to the reasons including the helper leaving without notice (given she/he has been working with you for over 2 years), malicious acts or negligence of the insured helper causing injury to your family member, or early termination of an employment contract which has occurred twice in a year
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