AIA ACCIDENT PROTECTION XTRA PROTECT (XP)
SMART PREPARATION FOR EXTRA PEACE OF MIND
Xtra Protect offers medical reimbursement in case of accidents, as well as added support for dismemberment, disability and even death. It helps to fill your protection gap for added peace of mind.
Accidental Death & Dismemberment Benefit When an accident happens, you do not want to be worrying about mounting bills, household expenses and mortgage payments. If the insured, who is the person protected under the policy, sustains any of the injuries listed in the Benefit Schedule for the Accidental Death & Dismemberment Benefit occurs within 180 consecutive days from the date of the accident, we will pay a lump-sum benefit according to the Benefit Schedule for the Accidental Death & Dismemberment Benefit to help manage expenses.
Permanent Total Disability Benefit If an accident leaves the insured, totally and permanently disabled within 180 days from the date of an accident, and the insured remains totally and permanently disabled for 6 consecutive months, Xtra Protect will pay a Permanent Total Disability Benefit, giving much-needed financial support. When such diagnosed disability has continued for 6 months consecutively, the insured will receive a monthly payment equal to 1% of the sum assured beginning from the 7th month and continuing up to 100 months (while disability continues).
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Policy wording is the terms and condition you are going to fix with the Insurer. Make sure you have read through them. For details, please feel free to discuss with our licensed Specialist.
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