FWD Vcansurance Medical Insurance
ALike life itself, medical protection is best when it’s as simple as it can be. vCANsurance Medical Plan (“the Plan”), providing comprehensive yet straightforward coverage, is designed with simplicity in mind. With the Plan, you will be able to advance to the next milestone on your wonderful life journey with peace of mind. vCANsurance Medical Plan is a Flexi Plan certified by the Hong Kong Special Administrative Region Government under the Voluntary Health Insurance Scheme (“VHIS”) and is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability).
Worldwide full coverage with innovative reimbursement basis Provides full coverage2 on a wide range of hospitalisation expenses5 without Annual Benefit Limit and Lifetime Benefit Limit anywhere in the world1. Introduced the innovative concept of “per Disability3 per Policy Year” claims mechanism in the Plan, enabling you to utilize your coverage by having the aggregate limits per Disability3 per Policy Year counted afresh for each Disability3 and in each Policy Year.
If you have not made any claims for 2 or more consecutive Policy Years before Renewal12, vCANsurance will offer you no claims premium discount4 of up to 15% on your next Renewal premium. If you and your loved ones haven’t made any claim for this Plan for 2 or more consecutive Policy Years immediately prior to Renewal12 (for the policies you hold as Policy Holder and your loved ones are Insured Persons), you may enjoy individual and extra no claims premium discounts4 of up to 25% on the next Renewal premium.
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan
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