ManuGuard Medical Plan
With ManuGuard Medical Plan/ ManuGuard Medical Benefit (‘ManuGuard’ or the plan), you and your loved ones will always be able to get necessary medical treatment should the need arise.
ManuGuard is designed to meet the health and wellbeing needs of an individual at different stages of life. There are four levels of benefits to choose from − Private, Semi-private, Ward and Essential, so you can choose the right plan to suit your needs and lifestyle
Cover the life insured’s hospital and surgical bills up to the limit of your chosen plan level, with a maximum of 120 days per disability (see the Benefit Schedule).
A wide range of medical services before and after the life insured’s hospital stay, including outpatient consultations, home nursing, and ancillary services provided by physiotherapists and chiropractors. Cover outpatient kidney dialysis and cancer treatments including chemotherapy, radiotherapy, proton therapy and target therapy.With the Benefit Step-Up Option (see note 1), you can upgrade from the Essential plan to the Ward plan at age 55, 60 or 65 without the need to provide further evidence of good health, provided your ManuGuard coverage has already been inforce for 5 years.
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