Blue Cross Major Medical Insurance Plan
Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”) is a subsidiary of AIA Group Limited. With over 50 years of operational experience in the insurance industry, Blue Cross provides a comprehensive range of products and services including medical, travel and general insurance, which cater to the needs of both individual and corporate customers. Blue Cross’ success in insurance products and services is reaffirmed by numerous awards and accolades. In 2022, Blue Cross was assigned the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Rating of “a” (Excellent) by AM Best, a global rating agency and information provider with a unique focus on the insurance industry. For the latest rating, please access www.ambest.com.
Major Medical Insurance Plan Major Medical Insurance Plan is a comprehensive worldwide medical insurance plan. It pays 90% of the hospital and surgical expenses up to US$260,000 in excess of a designated deductible. For those who look for a more ample-amount coverage, the benefit limit can be increased to US$1,000,000*. It is an ideal supplementary policy to your existing medical coverage provided by your employer or any other medical insurance.
Superior Standalone Plan Major Medical Insurance is a standalone plan that provides you with an excellent coverage. No waiting period — Medical protection starts once the policy takes effect,Easy enrolment with no medical examination is required Worldwide coverage with benefit amounts remain unchanged regardless of the duration of overseas stay
No Additional Premium on Claim History upon Renewal Regardless of your claim history and health status, no additional premium will be imposed upon policy renewal.Guaranteed Lifetime Renewal^ The period of cover of your policy is 1 year1. After enrolment, we guarantee your policy will be renewable for lifetime, regardless of your health status or claim history. Moreover, your policy will be automatically renewed for another period of insurance. A 40-day Cooling-off Period2 An exceptionally long period of time for you to review the terms and conditions of your insurance policies.
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