AIA FLEXI-MEDIGUARD HOSPITAL INCOME PLAN
Daily Hospital Income Benefit for hospital stay around the world If the insured, who is the person protected under this plan, is admitted to hospital due to an injury or illness, this plan provides a Daily Hospital Income Benefit in cash for each day of hospital stay for up to a maximum of 730 days per confinement (please refer to the “Key Product Risks” point 2 and “Product Limitations” point 2 under “Important Information”). You can choose your preferred amount of Daily Hospital Income Benefit cover, ranging from a minimum of HK$650 to a maximum of HK$1,500 per day (see benefits schedule, item 1 for details). You can use the cash payments freely to reduce the financial burden of the insured’s hospital stay so that the insured can focus fully on recovery.
Long Term Hospitalization Benefit In the unfortunate event that the insured is hospitalised for more than 30 days, we will pay an additional Long Term Hospitalization Benefit for each day of hospital stay, in an amount ranging from HK$650 to HK$1,500 per day, depending on the cover amount you choose (see benefits schedule, item 2 for details). This additional daily cash benefit will be payable from the 31st day of hospital stay for up to 700 days.
Intensive Care Unit Benefit If the insured’s situation is critical requiring stay in the intensive care unit of a hospital, we will pay an additional Intensive Care Unit Benefit for each day of hospital stay in the intensive care unit, in an amount ranging from HK$1,300 to HK$3,000 per day, depending on the cover amount you choose (see benefits schedule, item 3 for details). This additional cash benefit is payable and for up to a maximum of 730 days per confinement.
Compassionate Death Benefit If the insured passes away, Flexi-MediGuard Hospital Income Plan will pay a lump sum amount ranging from HK$1,300 to HK$3,000, depending on the cover amount you choose (see benefits schedule, item 4 for details), as the Compassionate Death Benefit to the person whom you select in your policy as beneficiary.
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